# Sunil Bhardwaj

**Type:** Researchers  
**Canonical URL:** https://scholariq.org/researchers/sunil-bhardwaj/

## Facts

| Field | Value |
| --- | --- |
| Citations | 105 |
| Field | Microfinance and Financial Inclusion |
| h-index | 6 |
| i10-index | 3 |
| OpenAlex ID | https://openalex.org/A5015343886 |
| ORCID iD | 0009-0009-1941-1321 |
| Works | 19 |

## Researcher papers

- [Determinants inhibiting digital payment system adoption: an Indian perspective](https://scholariq.org/papers/determinants-inhibiting-digital-payment-system-adoption-an-indian-perspective/)
- [Alignment of Supply Chain Strategy with Business Strategy](https://scholariq.org/papers/alignment-of-supply-chain-strategy-with-business-strategy/)
- [Role of Sulphur Fertilization in Legume Crops: A Comprehensive Review](https://scholariq.org/papers/role-of-sulphur-fertilization-in-legume-crops-a-comprehensive-review/)
- [Modeling Money Attitudes to Predict Loan Default](https://scholariq.org/papers/modeling-money-attitudes-to-predict-loan-default/)
- [Unraveling the dynamics of digital financial services adoption and digital divide: A systematic literature review and future research agenda](https://scholariq.org/papers/unraveling-the-dynamics-of-digital-financial-services-adoption-and-digital/)
- [Estimation of lifespan of diesel locomotive engine](https://scholariq.org/papers/estimation-of-lifespan-of-diesel-locomotive-engine/)
- [Exploration of Environmental Dimensions of Servicescapes: A Literature Review](https://scholariq.org/papers/exploration-of-environmental-dimensions-of-servicescapes-a-literature-review/)
- [Analysis of Board Effectiveness in Non-Profit Organizations in India](https://scholariq.org/papers/analysis-of-board-effectiveness-in-non-profit-organizations-in-india/)
- [Lifetime of Diesel Locomotive With Respect To Degradation Data](https://scholariq.org/papers/lifetime-of-diesel-locomotive-with-respect-to-degradation-data/)
- [A study of causality linkage between spot and future markets of spices in India](https://scholariq.org/papers/a-study-of-causality-linkage-between-spot-and-future-markets-of-spices-in-india/)
- [Diagnosis of contrast improved common maize leaf diseases using U2Net based deep learning model](https://scholariq.org/papers/diagnosis-of-contrast-improved-common-maize-leaf-diseases-using-u2net-based-deep/)

## Researcher topics

- [Microfinance and Financial Inclusion](https://scholariq.org/topics/microfinance-and-financial-inclusion/)
- [Reliability and Maintenance Optimization](https://scholariq.org/topics/reliability-and-maintenance-optimization/)
- [Machine Fault Diagnosis Techniques](https://scholariq.org/topics/machine-fault-diagnosis-techniques/)
- [Smart Agriculture and AI](https://scholariq.org/topics/smart-agriculture-and-ai/)
- [Fault Detection and Control Systems](https://scholariq.org/topics/fault-detection-and-control-systems/)

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Source: ScholarIQ — public research metadata, principally OpenAlex. See https://scholariq.org/sources/ for provenance and https://scholariq.org/methodology/ for what these figures mean.